Check Gold Loan Eligibility

Instant loan against gold ornaments & jewelry

High loan-to-value (LTV) as per RBI guidelines

Minimal documentation required

Flexible repayment options (EMI / bullet / interest-only)

Quick disbursement – same day approval

Safe & secure gold storage facilities

Transparent valuation process

Competitive interest rates from leading banks & NBFCs

FAQs

A gold loan is a secured loan where you pledge your gold jewelry to receive instant funds.

The loan amount depends on the purity and weight of gold, as per RBI-approved LTV norms.

Yes. Gold is stored in highly secure vaults with insurance coverage.

Gold loans are usually approved and disbursed within a few hours.

Interest continues to accumulate. In prolonged non-payment, the lender may auction the gold as per policy.

Yes, most lenders allow part-payment or full pre-closure with minimal or no charges.